Terms of Service

Last updated: 9/27/2025

Acceptance of Terms

By accessing and using PlanningTrade ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our trading journal and risk management platform operated by PlanningTrade ("us", "we", or "our").

Description of Service

PlanningTrade is a trading journal and risk management platform that provides:

  • Trade tracking and analysis tools
  • Performance analytics and reporting
  • Risk management configurations
  • Mentorship and collaboration features
  • Integration with trading platforms
  • Educational resources and insights

User Accounts

Account Creation

To access certain features of the Service, you must register for an account. You agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Maintain the security of your password and account
  • Accept responsibility for all activities under your account

Account Eligibility

You must be at least 18 years old to use our Service. By using the Service, you represent that you meet this age requirement.

Account Termination

We reserve the right to terminate or suspend your account at our discretion, with or without notice, for conduct that we believe violates these Terms or is harmful to other users or the Service.

Acceptable Use Policy

You agree not to use the Service to:

  • Violate any applicable laws or regulations
  • Infringe on the rights of others
  • Upload malicious software or harmful content
  • Attempt to gain unauthorized access to our systems
  • Interfere with the proper working of the Service
  • Use the Service for any commercial purpose without permission
  • Share account credentials with unauthorized parties
  • Reverse engineer or copy any features or functionality

Subscription and Payments

Subscription Plans

We offer various subscription plans with different features and pricing. Subscription fees are billed in advance on a monthly or annual basis.

Payment Terms

  • All fees are non-refundable except as required by law
  • Subscriptions automatically renew unless cancelled
  • Price changes will be communicated 30 days in advance
  • Failed payments may result in service suspension

Cancellation

You may cancel your subscription at any time. Cancellation will take effect at the end of your current billing period.

Intellectual Property

Our Rights

The Service and its original content, features, and functionality are owned by PlanningTrade and are protected by international copyright, trademark, and other intellectual property laws.

Your Rights

You retain ownership of the trading data and content you upload to the Service. By using the Service, you grant us a license to use, store, and process your data to provide the Service.

Restrictions

You may not reproduce, distribute, modify, or create derivative works based on our Service without explicit written permission.

Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our Service.

By using the Service, you agree to the collection and use of information in accordance with our Privacy Policy.

Trading and Investment Disclaimer

Important: PlanningTrade is a journaling and analysis tool only. We do not provide investment advice or recommendations.

  • Trading involves substantial risk of loss
  • Past performance does not guarantee future results
  • You are solely responsible for your trading decisions
  • We are not liable for any trading losses
  • Consult with qualified financial advisors before trading
  • Only trade with money you can afford to lose

Disclaimers and Limitations of Liability

Service Availability

We strive to maintain high availability but do not guarantee uninterrupted access to the Service. We may perform maintenance or updates that temporarily affect service availability.

Data Accuracy

While we work to ensure data accuracy, we cannot guarantee that all information displayed in the Service is complete, accurate, or up-to-date.

Limitation of Liability

To the fullest extent permitted by law, PlanningTrade shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.

Indemnification

You agree to indemnify and hold harmless PlanningTrade from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions. Any disputes shall be resolved through binding arbitration.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes via email or through the Service.

Your continued use of the Service after changes constitute acceptance of the new Terms.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue to be valid and enforceable.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Effective Date

These Terms of Service are effective as of 9/27/2025 and will remain in effect until modified or terminated.